37080 — Robertson County, Tennessee Market Snapshot
Housing market data for zip code 37080 in Robertson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$384,100
Days to Sell
81
Homes Sold
23
Inventory
46
Sale-to-List
95.8%
New Listings
40
Price/SqFt
$234
Pending Sales
28
Conforming Loan Available
Most homebuyers in 37080 can comfortably use conventional financing. The median home price of $384,100 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 81 days on average, 37080 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 37080 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37080 can comfortably use conventional financing. The median home price of $384,100 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37080 are set at the county level.
2026 Loan Limits — Robertson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37080
To purchase the median home at $384,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,093.
Monthly Payment
$3,093
Income Required
$132,551
Principal & Interest
$2,367/mo
Down Payment (5%)
$19,205
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37080.
Estimated Monthly Payment
$2,527
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