37826 — Meigs County, Tennessee Market Snapshot
Housing market data for zip code 37826 in Meigs County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$299,000
Days to Sell
71
Homes Sold
27
Inventory
20
Sale-to-List
98.6%
New Listings
15
Price/SqFt
$172
Pending Sales
27
Conforming Loan Available
Most homebuyers in 37826 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 37826 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 37826 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 37826 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37826 are set at the county level.
2026 Loan Limits — Meigs County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37826
To purchase the median home at $299,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,441.
Monthly Payment
$2,441
Income Required
$104,607
Principal & Interest
$1,842/mo
Down Payment (5%)
$14,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37826.
Estimated Monthly Payment
$2,000
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