37934 — Knox County, Tennessee Market Snapshot
Housing market data for zip code 37934 in Knox County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
128 sales in 2026 (year to date)
Median Sale Price
$767,450
Days to Sell
65
Homes Sold
128
Inventory
161
Sale-to-List
98.1%
New Listings
187
Price/SqFt
$255
Pending Sales
168
Conforming Loan Available
The median home in 37934 at $767,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
With homes sitting for 65 days on average, 37934 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 37934 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 37934 at $767,450 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 37934 are set at the county level.
2026 Loan Limits — Knox County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37934
To purchase the median home at $767,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,030.
Monthly Payment
$6,030
Income Required
$258,427
Principal & Interest
$4,729/mo
Down Payment (5%)
$38,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37934.
Estimated Monthly Payment
$4,900
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