37656 — Greene County, Tennessee Market Snapshot
Housing market data for zip code 37656 in Greene County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$398,825
Days to Sell
42
Homes Sold
10
Inventory
12
Sale-to-List
94.2%
New Listings
14
Price/SqFt
$177
Pending Sales
13
Conforming Loan Available
Most homebuyers in 37656 can comfortably use conventional financing. The median home price of $398,825 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
37656's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 37656 sells for 5.8% below asking price (94.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37656 can comfortably use conventional financing. The median home price of $398,825 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37656 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 37656
To purchase the median home at $398,825 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,206.
Monthly Payment
$3,206
Income Required
$137,386
Principal & Interest
$2,457/mo
Down Payment (5%)
$19,941
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37656.
Estimated Monthly Payment
$2,618
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