37215 — Davidson County, Tennessee Market Snapshot
Housing market data for zip code 37215 in Davidson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
101 sales in 2026 (year to date)
Median Sale Price
$1,675,000
Days to Sell
59
Homes Sold
101
Inventory
166
Sale-to-List
96.9%
New Listings
176
Price/SqFt
$446
Pending Sales
130
Jumbo Loan Likely Needed
The median home in 37215 at $1,675,000 exceeds the 2026 conforming loan limit of $1,029,250 by $645,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
37215's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 37215 sells for 3.1% below asking price (96.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 37215 at $1,675,000 exceeds the 2026 conforming loan limit of $1,029,250 by $645,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 37215 are set at the county level.
2026 Loan Limits — Davidson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37215
To purchase the median home at $1,675,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,983.
Monthly Payment
$12,983
Income Required
$556,428
Principal & Interest
$10,321/mo
Down Payment (5%)
$83,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37215.
Estimated Monthly Payment
$10,516
Jumbo loan required. Loan amount exceeds the $1,029,250 conforming limit for 37215.
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