37201 — Davidson County, Tennessee Market Snapshot
Housing market data for zip code 37201 in Davidson County, Tennessee. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$579,450
Days to Sell
38
Homes Sold
10
Inventory
39
Sale-to-List
95.2%
New Listings
25
Price/SqFt
$622
Pending Sales
12
Conforming Loan Available
Most homebuyers in 37201 can comfortably use conventional financing. The median home price of $579,450 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
37201's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 37201 sells for 4.8% below asking price (95.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 37201 can comfortably use conventional financing. The median home price of $579,450 is well below the 2026 conforming loan limit of $1,029,250, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 37201 are set at the county level.
2026 Loan Limits — Davidson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,029,250 | $1,029,250 |
| 2 Units | $1,317,650 | $1,317,650 |
| 3 Units | $1,592,700 | $1,592,700 |
| 4 Units | $1,979,350 | $1,979,350 |
Affordability Snapshot — Zip 37201
To purchase the median home at $579,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,590.
Monthly Payment
$4,590
Income Required
$196,696
Principal & Interest
$3,570/mo
Down Payment (5%)
$28,973
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 37201.
Estimated Monthly Payment
$3,736
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