97111 — Yamhill County, Oregon Market Snapshot
Housing market data for zip code 97111 in Yamhill County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$509,500
Days to Sell
40
Homes Sold
14
Inventory
26
Sale-to-List
99.9%
New Listings
29
Price/SqFt
$300
Pending Sales
14
Conforming Loan Available
Most homebuyers in 97111 can comfortably use conventional financing. The median home price of $509,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97111's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97111 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97111 can comfortably use conventional financing. The median home price of $509,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97111 are set at the county level.
2026 Loan Limits — Yamhill County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97111
To purchase the median home at $509,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,054.
Monthly Payment
$4,054
Income Required
$173,727
Principal & Interest
$3,139/mo
Down Payment (5%)
$25,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97111.
Estimated Monthly Payment
$3,303
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