97062 — Washington County, Oregon Market Snapshot
Housing market data for zip code 97062 in Washington County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$491,400
Days to Sell
62
Homes Sold
18
Inventory
3
Sale-to-List
99.9%
New Listings
11
Price/SqFt
$261
Pending Sales
17
Conforming Loan Available
Most homebuyers in 97062 can comfortably use conventional financing. The median home price of $491,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 97062 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 97062 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97062 can comfortably use conventional financing. The median home price of $491,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97062 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97062
To purchase the median home at $491,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,915.
Monthly Payment
$3,915
Income Required
$167,784
Principal & Interest
$3,028/mo
Down Payment (5%)
$24,570
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97062.
Estimated Monthly Payment
$3,191
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