97266 — Multnomah County, Oregon Market Snapshot
Housing market data for zip code 97266 in Multnomah County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
74 sales in 2026 (year to date)
Median Sale Price
$414,450
Days to Sell
12
Homes Sold
74
Inventory
78
Sale-to-List
98.9%
New Listings
109
Price/SqFt
$295
Pending Sales
85
Conforming Loan Available
Most homebuyers in 97266 can comfortably use conventional financing. The median home price of $414,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97266 is an extremely competitive market with homes selling in just 12 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 97266 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97266 can comfortably use conventional financing. The median home price of $414,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97266 are set at the county level.
2026 Loan Limits — Multnomah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $701,500 |
| 2 Units | $1,066,250 | $898,050 |
| 3 Units | $1,288,800 | $1,085,550 |
| 4 Units | $1,601,750 | $1,349,050 |
Affordability Snapshot — Zip 97266
To purchase the median home at $414,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,325.
Monthly Payment
$3,325
Income Required
$142,517
Principal & Interest
$2,554/mo
Down Payment (5%)
$20,723
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97266.
Estimated Monthly Payment
$2,715
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