97317 — Marion County, Oregon Market Snapshot
Housing market data for zip code 97317 in Marion County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
47 sales in 2026 (year to date)
Median Sale Price
$419,000
Days to Sell
46
Homes Sold
47
Inventory
60
Sale-to-List
101.0%
New Listings
71
Price/SqFt
$312
Pending Sales
64
Conforming Loan Available
Most homebuyers in 97317 can comfortably use conventional financing. The median home price of $419,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97317's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97317 (101.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97317 can comfortably use conventional financing. The median home price of $419,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97317 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 97317
To purchase the median home at $419,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,360.
Monthly Payment
$3,360
Income Required
$144,010
Principal & Interest
$2,582/mo
Down Payment (5%)
$20,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97317.
Estimated Monthly Payment
$2,743
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