97032 — Marion County, Oregon Market Snapshot
Housing market data for zip code 97032 in Marion County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$493,500
Days to Sell
46
Homes Sold
14
Inventory
6
Sale-to-List
98.8%
New Listings
15
Price/SqFt
$269
Pending Sales
16
Conforming Loan Available
Most homebuyers in 97032 can comfortably use conventional financing. The median home price of $493,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97032's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97032 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97032 can comfortably use conventional financing. The median home price of $493,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97032 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 97032
To purchase the median home at $493,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,931.
Monthly Payment
$3,931
Income Required
$168,473
Principal & Interest
$3,041/mo
Down Payment (5%)
$24,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97032.
Estimated Monthly Payment
$3,204
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