97374 — Linn County, Oregon Market Snapshot
Housing market data for zip code 97374 in Linn County, Oregon. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Linn County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$601,250
Days to Sell
64
Homes Sold
8
Inventory
9
Conforming Loan Available
Most homebuyers in 97374 can comfortably use conventional financing. The median home price of $601,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 97374 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 97374 can comfortably use conventional financing. The median home price of $601,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97374 are set at the county level.
2026 Loan Limits — Linn County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 97374
To purchase the median home at $601,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,757.
Monthly Payment
$4,757
Income Required
$203,854
Principal & Interest
$3,705/mo
Down Payment (5%)
$30,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97374.
Estimated Monthly Payment
$3,871
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 97374. Tell us what you're looking for.