97756 — Deschutes County, Oregon Market Snapshot
Housing market data for zip code 97756 in Deschutes County, Oregon. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Deschutes County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$814,250
Days to Sell
11
Homes Sold
4
Inventory
5
Conforming Loan Available
The median home in 97756 at $814,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
97756 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 97756 at $814,250 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 97756 are set at the county level.
2026 Loan Limits — Deschutes County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 97756
To purchase the median home at $814,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,389.
Monthly Payment
$6,389
Income Required
$273,794
Principal & Interest
$5,017/mo
Down Payment (5%)
$40,713
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97756.
Estimated Monthly Payment
$5,189
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