97753 — Crook County, Oregon Market Snapshot
Housing market data for zip code 97753 in Crook County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$1,187,500
Days to Sell
80
Homes Sold
22
Inventory
42
Sale-to-List
97.3%
New Listings
43
Price/SqFt
$429
Pending Sales
24
Jumbo Loan Likely Needed
The median home in 97753 at $1,187,500 exceeds the 2026 conforming loan limit of $832,750 by $354,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 80 days on average, 97753 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 97753 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 97753 at $1,187,500 exceeds the 2026 conforming loan limit of $832,750 by $354,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 97753 are set at the county level.
2026 Loan Limits — Crook County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $718,750 |
| 2 Units | $1,066,250 | $920,150 |
| 3 Units | $1,288,800 | $1,112,250 |
| 4 Units | $1,601,750 | $1,382,250 |
Affordability Snapshot — Zip 97753
To purchase the median home at $1,187,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,248.
Monthly Payment
$9,248
Income Required
$396,354
Principal & Interest
$7,317/mo
Down Payment (5%)
$59,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97753.
Estimated Monthly Payment
$7,499
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 97753.
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