97370 — Benton County, Oregon Market Snapshot
Housing market data for zip code 97370 in Benton County, Oregon. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$566,750
Days to Sell
36
Homes Sold
16
Inventory
25
Sale-to-List
100.2%
New Listings
26
Price/SqFt
$287
Pending Sales
19
Conforming Loan Available
Most homebuyers in 97370 can comfortably use conventional financing. The median home price of $566,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
97370's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 97370 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 97370 can comfortably use conventional financing. The median home price of $566,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 97370 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $615,250 |
| 2 Units | $1,066,250 | $787,650 |
| 3 Units | $1,288,800 | $952,050 |
| 4 Units | $1,601,750 | $1,183,200 |
Affordability Snapshot — Zip 97370
To purchase the median home at $566,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,492.
Monthly Payment
$4,492
Income Required
$192,525
Principal & Interest
$3,492/mo
Down Payment (5%)
$28,338
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 97370.
Estimated Monthly Payment
$3,657
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