43344 — Union County, Ohio Market Snapshot
Housing market data for zip code 43344 in Union County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$270,500
Days to Sell
50
Homes Sold
18
Inventory
19
Sale-to-List
96.8%
New Listings
27
Price/SqFt
$213
Pending Sales
29
Conforming Loan Available
Most homebuyers in 43344 can comfortably use conventional financing. The median home price of $270,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43344's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 43344 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43344 can comfortably use conventional financing. The median home price of $270,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43344 are set at the county level.
2026 Loan Limits — Union County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43344
To purchase the median home at $270,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,222.
Monthly Payment
$2,222
Income Required
$95,249
Principal & Interest
$1,667/mo
Down Payment (5%)
$13,525
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43344.
Estimated Monthly Payment
$1,824
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