44505 — Trumbull County, Ohio Market Snapshot
Housing market data for zip code 44505 in Trumbull County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$151,000
Days to Sell
59
Homes Sold
32
Inventory
24
Sale-to-List
95.8%
New Listings
43
Price/SqFt
$92
Pending Sales
47
Conforming Loan Available
Most homebuyers in 44505 can comfortably use conventional financing. The median home price of $151,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44505's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 44505 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44505 can comfortably use conventional financing. The median home price of $151,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44505 are set at the county level.
2026 Loan Limits — Trumbull County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44505
To purchase the median home at $151,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,307.
Monthly Payment
$1,307
Income Required
$56,010
Principal & Interest
$930/mo
Down Payment (5%)
$7,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44505.
Estimated Monthly Payment
$1,085
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