44286 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44286 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$933,000
Days to Sell
24
Homes Sold
14
Inventory
10
Sale-to-List
100.6%
New Listings
21
Price/SqFt
$250
Pending Sales
19
Jumbo Loan Likely Needed
The median home in 44286 at $933,000 exceeds the 2026 conforming loan limit of $832,750 by $100,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 44286 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44286 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 44286 at $933,000 exceeds the 2026 conforming loan limit of $832,750 by $100,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 44286 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44286
To purchase the median home at $933,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,298.
Monthly Payment
$7,298
Income Required
$312,786
Principal & Interest
$5,749/mo
Down Payment (5%)
$46,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44286.
Estimated Monthly Payment
$5,924
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