44281 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44281 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Summit County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$202,500
Days to Sell
30
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 44281 can comfortably use conventional financing. The median home price of $202,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44281's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 44281 can comfortably use conventional financing. The median home price of $202,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44281 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44281
To purchase the median home at $202,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,701.
Monthly Payment
$1,701
Income Required
$72,921
Principal & Interest
$1,248/mo
Down Payment (5%)
$10,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44281.
Estimated Monthly Payment
$1,403
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 44281. Tell us what you're looking for.