44260 — Summit County, Ohio Market Snapshot
Housing market data for zip code 44260 in Summit County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$267,450
Days to Sell
29
Homes Sold
20
Inventory
14
Sale-to-List
98.8%
New Listings
35
Price/SqFt
$174
Pending Sales
35
Conforming Loan Available
Most homebuyers in 44260 can comfortably use conventional financing. The median home price of $267,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44260 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44260 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44260 can comfortably use conventional financing. The median home price of $267,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44260 are set at the county level.
2026 Loan Limits — Summit County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44260
To purchase the median home at $267,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,199.
Monthly Payment
$2,199
Income Required
$94,248
Principal & Interest
$1,648/mo
Down Payment (5%)
$13,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44260.
Estimated Monthly Payment
$1,805
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