44709 — Stark County, Ohio Market Snapshot
Housing market data for zip code 44709 in Stark County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$206,500
Days to Sell
32
Homes Sold
44
Inventory
27
Sale-to-List
98.5%
New Listings
74
Price/SqFt
$132
Pending Sales
69
Conforming Loan Available
Most homebuyers in 44709 can comfortably use conventional financing. The median home price of $206,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44709's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44709 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44709 can comfortably use conventional financing. The median home price of $206,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44709 are set at the county level.
2026 Loan Limits — Stark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44709
To purchase the median home at $206,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,732.
Monthly Payment
$1,732
Income Required
$74,235
Principal & Interest
$1,272/mo
Down Payment (5%)
$10,325
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44709.
Estimated Monthly Payment
$1,428
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