43116 — Pickaway County, Ohio Market Snapshot
Housing market data for zip code 43116 in Pickaway County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$442,175
Days to Sell
125
Homes Sold
32
Inventory
25
Sale-to-List
99.5%
New Listings
27
Price/SqFt
$211
Pending Sales
34
Conforming Loan Available
Most homebuyers in 43116 can comfortably use conventional financing. The median home price of $442,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 125 days on average, 43116 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 43116 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43116 can comfortably use conventional financing. The median home price of $442,175 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43116 are set at the county level.
2026 Loan Limits — Pickaway County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43116
To purchase the median home at $442,175 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,538.
Monthly Payment
$3,538
Income Required
$151,620
Principal & Interest
$2,725/mo
Down Payment (5%)
$22,109
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43116.
Estimated Monthly Payment
$2,887
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