43138 — Perry County, Ohio Market Snapshot
Housing market data for zip code 43138 in Perry County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$301,000
Days to Sell
48
Homes Sold
54
Inventory
111
Sale-to-List
99.0%
New Listings
124
Price/SqFt
$176
Pending Sales
76
Conforming Loan Available
Most homebuyers in 43138 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43138's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43138 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43138 can comfortably use conventional financing. The median home price of $301,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43138 are set at the county level.
2026 Loan Limits — Perry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43138
To purchase the median home at $301,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,456.
Monthly Payment
$2,456
Income Required
$105,264
Principal & Interest
$1,855/mo
Down Payment (5%)
$15,050
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43138.
Estimated Monthly Payment
$2,013
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 43138. Tell us what you're looking for.