43143 — Madison County, Ohio Market Snapshot
Housing market data for zip code 43143 in Madison County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$281,110
Days to Sell
45
Homes Sold
19
Inventory
9
Sale-to-List
100.1%
New Listings
18
Price/SqFt
$176
Pending Sales
20
Conforming Loan Available
Most homebuyers in 43143 can comfortably use conventional financing. The median home price of $281,110 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43143's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43143 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43143 can comfortably use conventional financing. The median home price of $281,110 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43143 are set at the county level.
2026 Loan Limits — Madison County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43143
To purchase the median home at $281,110 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,304.
Monthly Payment
$2,304
Income Required
$98,733
Principal & Interest
$1,732/mo
Down Payment (5%)
$14,056
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43143.
Estimated Monthly Payment
$1,890
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