43617 — Lucas County, Ohio Market Snapshot
Housing market data for zip code 43617 in Lucas County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$375,450
Days to Sell
44
Homes Sold
12
Inventory
12
Sale-to-List
101.8%
New Listings
18
Price/SqFt
$156
Pending Sales
13
Conforming Loan Available
Most homebuyers in 43617 can comfortably use conventional financing. The median home price of $375,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43617's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43617 (101.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43617 can comfortably use conventional financing. The median home price of $375,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43617 are set at the county level.
2026 Loan Limits — Lucas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43617
To purchase the median home at $375,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,027.
Monthly Payment
$3,027
Income Required
$129,710
Principal & Interest
$2,313/mo
Down Payment (5%)
$18,773
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43617.
Estimated Monthly Payment
$2,474
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