43830 — Licking County, Ohio Market Snapshot
Housing market data for zip code 43830 in Licking County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$393,980
Days to Sell
72
Homes Sold
12
Inventory
10
Sale-to-List
97.3%
New Listings
14
Price/SqFt
$220
Pending Sales
13
Conforming Loan Available
Most homebuyers in 43830 can comfortably use conventional financing. The median home price of $393,980 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 43830 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 43830 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43830 can comfortably use conventional financing. The median home price of $393,980 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43830 are set at the county level.
2026 Loan Limits — Licking County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43830
To purchase the median home at $393,980 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,169.
Monthly Payment
$3,169
Income Required
$135,795
Principal & Interest
$2,428/mo
Down Payment (5%)
$19,699
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43830.
Estimated Monthly Payment
$2,588
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