43055 — Licking County, Ohio Market Snapshot
Housing market data for zip code 43055 in Licking County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
172 sales in 2026 (year to date)
Median Sale Price
$264,500
Days to Sell
42
Homes Sold
172
Inventory
156
Sale-to-List
99.4%
New Listings
235
Price/SqFt
$172
Pending Sales
230
Conforming Loan Available
Most homebuyers in 43055 can comfortably use conventional financing. The median home price of $264,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43055's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43055 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43055 can comfortably use conventional financing. The median home price of $264,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43055 are set at the county level.
2026 Loan Limits — Licking County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43055
To purchase the median home at $264,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,177.
Monthly Payment
$2,177
Income Required
$93,279
Principal & Interest
$1,630/mo
Down Payment (5%)
$13,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43055.
Estimated Monthly Payment
$1,787
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