43952 — Jefferson County, Ohio Market Snapshot
Housing market data for zip code 43952 in Jefferson County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
46 sales in 2026 (year to date)
Median Sale Price
$143,750
Days to Sell
87
Homes Sold
46
Inventory
56
Sale-to-List
92.1%
New Listings
67
Price/SqFt
$108
Pending Sales
61
Conforming Loan Available
Most homebuyers in 43952 can comfortably use conventional financing. The median home price of $143,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 87 days on average, 43952 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 43952 sells for 7.9% below asking price (92.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 43952 can comfortably use conventional financing. The median home price of $143,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43952 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43952
To purchase the median home at $143,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,251.
Monthly Payment
$1,251
Income Required
$53,630
Principal & Interest
$886/mo
Down Payment (5%)
$7,188
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43952.
Estimated Monthly Payment
$1,040
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