43502 — Henry County, Ohio Market Snapshot
Housing market data for zip code 43502 in Henry County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$253,375
Days to Sell
47
Homes Sold
18
Inventory
11
Sale-to-List
99.3%
New Listings
16
Price/SqFt
$160
Pending Sales
15
Conforming Loan Available
Most homebuyers in 43502 can comfortably use conventional financing. The median home price of $253,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43502's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43502 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43502 can comfortably use conventional financing. The median home price of $253,375 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43502 are set at the county level.
2026 Loan Limits — Henry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 43502
To purchase the median home at $253,375 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,091.
Monthly Payment
$2,091
Income Required
$89,626
Principal & Interest
$1,561/mo
Down Payment (5%)
$12,669
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43502.
Estimated Monthly Payment
$1,718
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