44830 — Hancock County, Ohio Market Snapshot
Housing market data for zip code 44830 in Hancock County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$164,950
Days to Sell
56
Homes Sold
30
Inventory
25
Sale-to-List
97.8%
New Listings
39
Price/SqFt
$115
Pending Sales
37
Conforming Loan Available
Most homebuyers in 44830 can comfortably use conventional financing. The median home price of $164,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44830's market is balanced with homes taking an average of 56 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 44830 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44830 can comfortably use conventional financing. The median home price of $164,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44830 are set at the county level.
2026 Loan Limits — Hancock County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44830
To purchase the median home at $164,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,414.
Monthly Payment
$1,414
Income Required
$60,591
Principal & Interest
$1,016/mo
Down Payment (5%)
$8,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44830.
Estimated Monthly Payment
$1,171
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