43209 — Franklin County, Ohio Market Snapshot
Housing market data for zip code 43209 in Franklin County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
79 sales in 2026 (year to date)
Median Sale Price
$495,300
Days to Sell
36
Homes Sold
79
Inventory
64
Sale-to-List
99.2%
New Listings
119
Price/SqFt
$266
Pending Sales
98
Conforming Loan Available
Most homebuyers in 43209 can comfortably use conventional financing. The median home price of $495,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43209's market is balanced with homes taking an average of 36 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43209 (99.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43209 can comfortably use conventional financing. The median home price of $495,300 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43209 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43209
To purchase the median home at $495,300 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,945.
Monthly Payment
$3,945
Income Required
$169,064
Principal & Interest
$3,052/mo
Down Payment (5%)
$24,765
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43209.
Estimated Monthly Payment
$3,215
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