43146 — Franklin County, Ohio Market Snapshot
Housing market data for zip code 43146 in Franklin County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$384,950
Days to Sell
44
Homes Sold
20
Inventory
20
Sale-to-List
98.2%
New Listings
29
Price/SqFt
$191
Pending Sales
21
Conforming Loan Available
Most homebuyers in 43146 can comfortably use conventional financing. The median home price of $384,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43146's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43146 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43146 can comfortably use conventional financing. The median home price of $384,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43146 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43146
To purchase the median home at $384,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,099.
Monthly Payment
$3,099
Income Required
$132,830
Principal & Interest
$2,372/mo
Down Payment (5%)
$19,248
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43146.
Estimated Monthly Payment
$2,532
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