43112 — Fairfield County, Ohio Market Snapshot
Housing market data for zip code 43112 in Fairfield County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$452,000
Days to Sell
51
Homes Sold
12
Inventory
19
Sale-to-List
100.8%
New Listings
21
Price/SqFt
$228
Pending Sales
17
Conforming Loan Available
Most homebuyers in 43112 can comfortably use conventional financing. The median home price of $452,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43112's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43112 (100.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43112 can comfortably use conventional financing. The median home price of $452,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43112 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43112
To purchase the median home at $452,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,613.
Monthly Payment
$3,613
Income Required
$154,846
Principal & Interest
$2,785/mo
Down Payment (5%)
$22,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43112.
Estimated Monthly Payment
$2,947
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