43240 — Delaware County, Ohio Market Snapshot
Housing market data for zip code 43240 in Delaware County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$359,500
Days to Sell
38
Homes Sold
20
Inventory
14
Sale-to-List
99.4%
New Listings
23
Price/SqFt
$243
Pending Sales
22
Conforming Loan Available
Most homebuyers in 43240 can comfortably use conventional financing. The median home price of $359,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43240's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43240 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43240 can comfortably use conventional financing. The median home price of $359,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43240 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43240
To purchase the median home at $359,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,904.
Monthly Payment
$2,904
Income Required
$124,473
Principal & Interest
$2,215/mo
Down Payment (5%)
$17,975
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43240.
Estimated Monthly Payment
$2,375
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