43082 — Delaware County, Ohio Market Snapshot
Housing market data for zip code 43082 in Delaware County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
111 sales in 2026 (year to date)
Median Sale Price
$549,900
Days to Sell
33
Homes Sold
111
Inventory
80
Sale-to-List
100.3%
New Listings
143
Price/SqFt
$220
Pending Sales
143
Conforming Loan Available
Most homebuyers in 43082 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
43082's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 43082 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 43082 can comfortably use conventional financing. The median home price of $549,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 43082 are set at the county level.
2026 Loan Limits — Delaware County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $591,100 |
| 2 Units | $1,066,250 | $756,700 |
| 3 Units | $1,288,800 | $914,700 |
| 4 Units | $1,601,750 | $1,136,750 |
Affordability Snapshot — Zip 43082
To purchase the median home at $549,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,363.
Monthly Payment
$4,363
Income Required
$186,993
Principal & Interest
$3,388/mo
Down Payment (5%)
$27,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 43082.
Estimated Monthly Payment
$3,553
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