44143 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44143 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
38 sales in 2026 (year to date)
Median Sale Price
$331,250
Days to Sell
30
Homes Sold
38
Inventory
40
Sale-to-List
99.9%
New Listings
76
Price/SqFt
$178
Pending Sales
73
Conforming Loan Available
Most homebuyers in 44143 can comfortably use conventional financing. The median home price of $331,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44143's market is balanced with homes taking an average of 30 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 44143 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44143 can comfortably use conventional financing. The median home price of $331,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44143 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44143
To purchase the median home at $331,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,688.
Monthly Payment
$2,688
Income Required
$115,197
Principal & Interest
$2,041/mo
Down Payment (5%)
$16,563
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44143.
Estimated Monthly Payment
$2,200
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