44142 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44142 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$232,900
Days to Sell
7
Homes Sold
49
Inventory
7
Sale-to-List
102.3%
New Listings
48
Price/SqFt
$201
Pending Sales
53
Conforming Loan Available
Most homebuyers in 44142 can comfortably use conventional financing. The median home price of $232,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44142 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 44142 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 44142 can comfortably use conventional financing. The median home price of $232,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44142 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44142
To purchase the median home at $232,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,934.
Monthly Payment
$1,934
Income Required
$82,903
Principal & Interest
$1,435/mo
Down Payment (5%)
$11,645
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44142.
Estimated Monthly Payment
$1,591
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