44116 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44116 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
68 sales in 2026 (year to date)
Median Sale Price
$473,500
Days to Sell
16
Homes Sold
68
Inventory
50
Sale-to-List
100.7%
New Listings
94
Price/SqFt
$251
Pending Sales
90
Conforming Loan Available
Most homebuyers in 44116 can comfortably use conventional financing. The median home price of $473,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44116 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44116 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44116 can comfortably use conventional financing. The median home price of $473,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44116 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44116
To purchase the median home at $473,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,778.
Monthly Payment
$3,778
Income Required
$161,906
Principal & Interest
$2,918/mo
Down Payment (5%)
$23,675
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44116.
Estimated Monthly Payment
$3,080
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