44022 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44022 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$685,000
Days to Sell
20
Homes Sold
44
Inventory
45
Sale-to-List
101.5%
New Listings
97
Price/SqFt
$283
Pending Sales
75
Conforming Loan Available
The median home in 44022 at $685,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 44022 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44022 (101.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 44022 at $685,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 44022 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44022
To purchase the median home at $685,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,398.
Monthly Payment
$5,398
Income Required
$231,354
Principal & Interest
$4,221/mo
Down Payment (5%)
$34,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44022.
Estimated Monthly Payment
$4,389
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