44017 — Cuyahoga County, Ohio Market Snapshot
Housing market data for zip code 44017 in Cuyahoga County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
40 sales in 2026 (year to date)
Median Sale Price
$278,013
Days to Sell
22
Homes Sold
40
Inventory
11
Sale-to-List
101.7%
New Listings
47
Price/SqFt
$173
Pending Sales
49
Conforming Loan Available
Most homebuyers in 44017 can comfortably use conventional financing. The median home price of $278,013 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 44017 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 44017 (101.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 44017 can comfortably use conventional financing. The median home price of $278,013 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44017 are set at the county level.
2026 Loan Limits — Cuyahoga County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44017
To purchase the median home at $278,013 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,280.
Monthly Payment
$2,280
Income Required
$97,716
Principal & Interest
$1,713/mo
Down Payment (5%)
$13,901
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44017.
Estimated Monthly Payment
$1,871
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