44615 — Carroll County, Ohio Market Snapshot
Housing market data for zip code 44615 in Carroll County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$277,500
Days to Sell
49
Homes Sold
19
Inventory
18
Sale-to-List
96.4%
New Listings
26
Price/SqFt
$143
Pending Sales
24
Conforming Loan Available
Most homebuyers in 44615 can comfortably use conventional financing. The median home price of $277,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
44615's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 44615 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 44615 can comfortably use conventional financing. The median home price of $277,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 44615 are set at the county level.
2026 Loan Limits — Carroll County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 44615
To purchase the median home at $277,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,276.
Monthly Payment
$2,276
Income Required
$97,548
Principal & Interest
$1,710/mo
Down Payment (5%)
$13,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 44615.
Estimated Monthly Payment
$1,867
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