45171 — Brown County, Ohio Market Snapshot
Housing market data for zip code 45171 in Brown County, Ohio. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$329,950
Days to Sell
58
Homes Sold
18
Inventory
54
Sale-to-List
97.0%
New Listings
43
Price/SqFt
$182
Pending Sales
29
Conforming Loan Available
Most homebuyers in 45171 can comfortably use conventional financing. The median home price of $329,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
45171's market is balanced with homes taking an average of 58 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 45171 sells for 3.0% below asking price (97.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 45171 can comfortably use conventional financing. The median home price of $329,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 45171 are set at the county level.
2026 Loan Limits — Brown County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 45171
To purchase the median home at $329,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,678.
Monthly Payment
$2,678
Income Required
$114,770
Principal & Interest
$2,033/mo
Down Payment (5%)
$16,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 45171.
Estimated Monthly Payment
$2,192
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