27803 — Wilson County, North Carolina Market Snapshot
Housing market data for zip code 27803 in Wilson County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
45 sales in 2026 (year to date)
Median Sale Price
$230,950
Days to Sell
47
Homes Sold
45
Inventory
117
Sale-to-List
94.2%
New Listings
110
Price/SqFt
$122
Pending Sales
60
Conforming Loan Available
Most homebuyers in 27803 can comfortably use conventional financing. The median home price of $230,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
27803's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 27803 sells for 5.8% below asking price (94.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27803 can comfortably use conventional financing. The median home price of $230,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27803 are set at the county level.
2026 Loan Limits — Wilson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27803
To purchase the median home at $230,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,919.
Monthly Payment
$1,919
Income Required
$82,263
Principal & Interest
$1,423/mo
Down Payment (5%)
$11,548
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27803.
Estimated Monthly Payment
$1,579
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