27610 — Wake County, North Carolina Market Snapshot
Housing market data for zip code 27610 in Wake County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$280,075
Days to Sell
64
Homes Sold
49
Inventory
70
Sale-to-List
97.8%
New Listings
87
Price/SqFt
$173
Pending Sales
48
Conforming Loan Available
Most homebuyers in 27610 can comfortably use conventional financing. The median home price of $280,075 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 27610 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 27610 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 27610 can comfortably use conventional financing. The median home price of $280,075 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27610 are set at the county level.
2026 Loan Limits — Wake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27610
To purchase the median home at $280,075 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,296.
Monthly Payment
$2,296
Income Required
$98,393
Principal & Interest
$1,726/mo
Down Payment (5%)
$14,004
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27610.
Estimated Monthly Payment
$1,883
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