27539 — Wake County, North Carolina Market Snapshot
Housing market data for zip code 27539 in Wake County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
129 sales in 2026 (year to date)
Median Sale Price
$619,840
Days to Sell
25
Homes Sold
129
Inventory
85
Sale-to-List
99.3%
New Listings
181
Price/SqFt
$236
Pending Sales
157
Conforming Loan Available
Most homebuyers in 27539 can comfortably use conventional financing. The median home price of $619,840 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27539 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27539 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27539 can comfortably use conventional financing. The median home price of $619,840 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27539 are set at the county level.
2026 Loan Limits — Wake County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27539
To purchase the median home at $619,840 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,899.
Monthly Payment
$4,899
Income Required
$209,958
Principal & Interest
$3,819/mo
Down Payment (5%)
$30,992
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27539.
Estimated Monthly Payment
$3,986
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