28391 — Sampson County, North Carolina Market Snapshot
Housing market data for zip code 28391 in Sampson County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$299,000
Days to Sell
19
Homes Sold
13
Inventory
13
Sale-to-List
99.6%
New Listings
20
Price/SqFt
$166
Pending Sales
15
Conforming Loan Available
Most homebuyers in 28391 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 28391 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 28391 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 28391 can comfortably use conventional financing. The median home price of $299,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28391 are set at the county level.
2026 Loan Limits — Sampson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28391
To purchase the median home at $299,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,441.
Monthly Payment
$2,441
Income Required
$104,607
Principal & Interest
$1,842/mo
Down Payment (5%)
$14,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28391.
Estimated Monthly Payment
$2,000
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