27357 — Rockingham County, North Carolina Market Snapshot
Housing market data for zip code 27357 in Rockingham County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$394,950
Days to Sell
71
Homes Sold
48
Inventory
63
Sale-to-List
99.1%
New Listings
81
Price/SqFt
$179
Pending Sales
81
Conforming Loan Available
Most homebuyers in 27357 can comfortably use conventional financing. The median home price of $394,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 71 days on average, 27357 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27357 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27357 can comfortably use conventional financing. The median home price of $394,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27357 are set at the county level.
2026 Loan Limits — Rockingham County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27357
To purchase the median home at $394,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,176.
Monthly Payment
$3,176
Income Required
$136,114
Principal & Interest
$2,434/mo
Down Payment (5%)
$19,748
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27357.
Estimated Monthly Payment
$2,594
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 27357. Tell us what you're looking for.