28384 — Robeson County, North Carolina Market Snapshot
Housing market data for zip code 28384 in Robeson County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$227,000
Days to Sell
57
Homes Sold
10
Inventory
11
Sale-to-List
93.9%
New Listings
18
Price/SqFt
$148
Pending Sales
10
Conforming Loan Available
Most homebuyers in 28384 can comfortably use conventional financing. The median home price of $227,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
28384's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 28384 sells for 6.1% below asking price (93.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 28384 can comfortably use conventional financing. The median home price of $227,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 28384 are set at the county level.
2026 Loan Limits — Robeson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 28384
To purchase the median home at $227,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,889.
Monthly Payment
$1,889
Income Required
$80,966
Principal & Interest
$1,399/mo
Down Payment (5%)
$11,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 28384.
Estimated Monthly Payment
$1,555
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