27510 — Orange County, North Carolina Market Snapshot
Housing market data for zip code 27510 in Orange County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$509,000
Days to Sell
27
Homes Sold
42
Inventory
26
Sale-to-List
99.1%
New Listings
52
Price/SqFt
$282
Pending Sales
50
Conforming Loan Available
Most homebuyers in 27510 can comfortably use conventional financing. The median home price of $509,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 27510 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 27510 (99.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27510 can comfortably use conventional financing. The median home price of $509,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27510 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $634,800 |
| 2 Units | $1,066,250 | $812,650 |
| 3 Units | $1,288,800 | $982,300 |
| 4 Units | $1,601,750 | $1,220,800 |
Affordability Snapshot — Zip 27510
To purchase the median home at $509,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,050.
Monthly Payment
$4,050
Income Required
$173,563
Principal & Interest
$3,136/mo
Down Payment (5%)
$25,450
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27510.
Estimated Monthly Payment
$3,300
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