27822 — Nash County, North Carolina Market Snapshot
Housing market data for zip code 27822 in Nash County, North Carolina. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$249,900
Days to Sell
156
Homes Sold
23
Inventory
12
Sale-to-List
98.5%
New Listings
18
Price/SqFt
$166
Pending Sales
20
Conforming Loan Available
Most homebuyers in 27822 can comfortably use conventional financing. The median home price of $249,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 156 days on average, 27822 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 27822 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 27822 can comfortably use conventional financing. The median home price of $249,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 27822 are set at the county level.
2026 Loan Limits — Nash County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 27822
To purchase the median home at $249,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,065.
Monthly Payment
$2,065
Income Required
$88,485
Principal & Interest
$1,540/mo
Down Payment (5%)
$12,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 27822.
Estimated Monthly Payment
$1,697
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